Frequently asked questions
- 01
MSMEs are excluded from the financial system, banks can't reach. Sampaguita connects the two, turning systemic exclusion into limitless opportunity, unlocking PHP 342 Trillion ($6T) in trapped demand.
- 02
This hasn’t been done before because the system wasn’t built for MSMEs. Financial tools were too complex, data was missing, and reaching small markets wasn’t profitable. Banks couldn’t assess them, fintechs couldn’t afford them, and trust was never built. So they were left behind.
- 03
Sampaguita creates a new market space where fintech competitors lack the education component, and edtech lacks real-world application leaving millions of small businesses either without the knowledge or tools to grow. We're filling that gap with the first financial tool that teach as you use it.
- 04
While others focus on access or education, our gamified approach prioritize timing and attention. This unique focus sets us apart in the market.
- 05
Sampaguita's solution is incredibly scalable. We can quickly deploy our platform in emerging markets with high MSME density and low financial inclusion, all at minimal marginal cost per region.
- 06
Tech isn’t the moat anymore. With AI copy-paste works too well. Our edge is securing proprietary MSME data with trusted distribution, and good luck cloning that!
- 07
YES, actually our solution is made for you. The purpose of Sampaguita is to eliminate the need for traditional financial education by breaking down complex financial concepts into simple actionable steps; making knowledge something you can apply in real-time rather than something you have to study.
- 08
Around 75-80% of micro businesses in the Philippines, like sari-sari stores, are owned by women. By supporting these women-led businesses, Sampaguita promotes gender equality and fosters greater inclusivity in the grassroots economy.
- 09
The Philippines has the world’s largest MSME financing gap relative to GDP (IFC). Over 99% of businesses are micro and small, yet most lack access to credit due to missing data, education, or collateral. NCR alone has 20M+ people and a dense MSME base. Millions of users within reach, alongside banks, fintechs, regulators, and venture networks. It’s the most strategic place to start.